Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount at regular intervals or...

TATA AIG Travel Insurance, overseas travel insurance coverageTravelling abroad is an exciting and mind broadening experience, however it is cautious to be always covered with proper health insurance. While leaving one’s home country travelers should get covered under overseas travel medical insurance, as their domestic insurance usually does not cross national borders. TATA...

2010 Top 10 Health Insurance Companies + Free Health Insurance Quotes from Top Health CarriersIssued below, a health insurance report card for the top health insurance companies in the United States. Named below are the Top 10 Commercial Companies, the Top 5 Best Medicare Plans, and the Top 5 Medicaid Plans. Each plan considered for the ranking was rated between 0 and 100....

The Hunt for Health Insurance Part 1: Being uninsured sucks! I had been a health writer for several years and now work for an Internet health company. Isn't it ironic that I've spent large chunks of that time uninsured! I'm uninsured right now! It's horrible. Perfect example: last week my knee was so swollen and achy that I had to miss work because I could...

Fire Insurance Claims: Help & Tips You Should Consider After The FireBy: Joe BrennanAlmost everyone who has suffered damages to their property as a result of a fire insurance claim makes costly mistakes during and after the settlement... And, here it is; Most policyholders simply rely on their insurance company to evaluate the entire claim. This can be the most costly mistake...

So you are thinking about protecting yourself with a home insurance. But what different types of home insurance are there and which one is the best for you?This is a very important question you should know. So this guide will help you find out about your best options and how to use each.Here are the most common types of homeowners insurances...Home Insurance #1: Homeowner's InsuranceSo...

Spare changeGeographical location can play a part in what a person may end up paying for coverage and finding affordable automobile coverage can be a challenge in such areas. This is especially true for those that reside cities such as Los Angeles, New York City, etc. This is because these cities are highly congested with many vehicles occupying the roadways that cause the risks...

Document, pen and glassesPractically any driver or vehicle owner who resides in the United States and wishes to operate an automobile must purchase a car insurance policy to do so legally. There is the issue of carrying the prior documentation at times when needed. Although there are many states that do not require individuals to carry proof of coverage at all times, it may be...

MaineThe Pine Tree State mandates that all drivers are covered by a liability policy. As stated by the Maine auto insurance laws, motorists are required to have at least the following limits as a minimum; $50,000 for bodily injury to one person, $100,000 for bodily injury to two or more people, and $25,000 for property damage or a combined limit of $125,000. These limits were...

Teen driverA teenager is usually going to find it an uphill battle when looking for an affordable rate for car insurance, but the truth of the matter is that if they wish to drive, they must be insured. This is why it is extremely important for these youths to take the time to understand why they are considered such a high risk to insure by providers and become knowledgeable of...

MichiganThe Wolverine State requires residents to purchase quite a bit of coverage to satisfy the legal requirements to operate a vehicle. Unfortunately, this translates into higher premiums for motorists and residents of Detroit are paying some of the highest premiums in the nation and finding it almost impossible to keep automobiles insured. Similar to states such as New York,...